Our Services

Financial Planning for Every Life Stage

From your first job to retirement and beyond, we provide comprehensive financial planning services tailored to your family's unique needs and goals.

Young Professionals & First-Time Savers

Starting your financial journey can feel overwhelming. We help you build a strong foundation with simple, actionable strategies.

Budgeting strategies that balance enjoying today while saving for tomorrow
Understanding your employer benefits: 401(k) matching, HSAs, stock options, and more
Building an emergency fund and paying down student loan debt strategically
First-time home buyer planning: down payments, mortgage options, and affordability
Starting to invest with index funds, target-date funds, and low-cost ETFs

Growing Families

Expanding your family brings new financial responsibilities. We help you protect what matters most while planning for your children's future.

Life insurance planning to protect your family's financial security
529 college savings plans and education funding strategies
Updating estate plans: wills, guardianship designations, and trusts
Managing childcare costs while continuing to save for retirement
Teaching your children about money through age-appropriate financial literacy

Pre-Retirement Planning (Ages 50-65)

The decade before retirement is critical. We help you make strategic decisions that maximize your retirement income and minimize taxes.

Catch-up contributions to 401(k) and IRA accounts to maximize savings
Social Security timing strategies to optimize lifetime benefits
Healthcare planning: Medicare enrollment, supplemental coverage, and long-term care insurance
Transitioning from accumulation to income generation strategies
Tax planning for retirement account withdrawals and Roth conversions

Retirement Income Planning

Make your retirement savings last while enjoying the lifestyle you've earned. We create sustainable income strategies tailored to your needs.

Creating predictable retirement income from Social Security, pensions, and portfolio withdrawals
Required Minimum Distribution (RMD) strategies to minimize tax impact
Healthcare expense planning and Medicare coordination
Estate planning and legacy strategies for passing wealth to heirs
Managing inflation risk while preserving capital in retirement

Clear, Transparent Pricing

We're fee-only advisors, which means we're compensated directly by you—never through commissions or product sales. Our fees are transparent and aligned with your success.

Financial Planning Package

$1,500 - $3,000

One-time comprehensive financial plan covering all areas of your financial life.

Ongoing Advisory

0.75% - 1.00% AUM

Ongoing investment management and financial planning with quarterly reviews.

Hourly Consulting

$250/hour

Project-based consulting for specific financial questions or decisions.